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Insurance

Two kinds of policy. One underwriting desk.

Trident writes personal auto for North Carolina drivers and a business package for Oklahoma companies — plus the workers’ compensation that goes with running one, in about two dozen states. Pick the side that matches you.

Personal · North Carolina

Personal auto

One vehicle or a household full of them. Liability, physical damage and the coverages North Carolina requires, filed and rated as a single programme.

  • Bodily injury & property damage liability
  • Collision and comprehensive
  • Uninsured & underinsured motorist
  • Medical payments
Explore personal auto
Business · Oklahoma & 24 states

Business coverage

A shop, a farm or a crew needs more than one line of coverage. CPP bundles the property and liability side; workers’ compensation covers the people who work for the business.

  • CPP — property, stock, crime, GL, auto, farm
  • Workers’ compensation — NCCI class codes, 24 states
Not sure which one you need?

An agent can sort it out in one call.

CPP and workers’ compensation are written exclusively through appointed independent agents, because both need a conversation about the actual risk before anyone can quote a price.

Questions

Before you pick a side

Coverage details for each product are one click away. These are the questions that come up before someone gets there.

Can one business need both CPP and workers’ comp?
Almost always, yes. CPP covers the property, stock and liability side of a business; workers’ compensation covers the employees who work there. Most Oklahoma businesses we insure carry both, quoted together by the same agent.
Do you write outside North Carolina and Oklahoma?
Personal auto is filed in North Carolina and CPP in Oklahoma only. Workers’ compensation reaches further — about 24 states. See the full breakdown.
Can I buy any of this directly, without an agent?
Personal auto can be quoted directly, then issued through the agent of your choice. CPP and workers’ compensation are agent-only. Find one near you.