Terms of use
The terms governing your use of this website. They do not govern your insurance policy — that is governed by the policy itself.
This page is sample text for a demonstration environment, not the operative terms of use of a real insurer.
Effective January 1, 2026. Last reviewed July 2026.
Acceptance and permitted use
Acceptance of these terms
By using this website you agree to these terms. If you do not agree, do not use the site — you can still reach us by phone or through your independent agent.
Permitted use
You may use this site to learn about our products, request a quote indication, report a claim, pay a bill, or find an agent. You may not use it to probe, scan or test its security; to scrape or automate access beyond ordinary browsing; to upload anything unlawful, infringing or malicious; or to impersonate another person, including in a claim or fraud report.
No policy is formed by using this site
No policy formed by the site
Nothing on this website is an offer to insure, a binder, or a policy. Coverage exists only once an application has been underwritten and accepted, and a policy has actually been issued, on the terms of that policy.
Accuracy of quotes and indications
Any premium, coverage or eligibility information shown here is indicative and based on the limited information entered. A bindable premium is produced only after your independent agent submits the risk and it is rated against the filed programme for your state and effective date. Your agent’s quote controls if it differs from anything shown on this site.
Intellectual property, links and disclaimers
Intellectual property
The text, graphics, logos and design of this site belong to Trident Insurance Company or its licensors. You may view and print pages for your own personal, non-commercial use. No other use is permitted without our written consent.
Links to other sites
Links to sites we do not control — a state department of insurance, a repair-shop network, a payment processor — are provided for convenience. We do not review or endorse their content and are not responsible for it.
Disclaimer of warranties
This site is provided “as is,” without warranty of any kind, express or implied, including fitness for a particular purpose, non-infringement, or that it will be uninterrupted, timely, secure or error-free.
Limitation of liability
To the fullest extent permitted by law, Trident Insurance Company is not liable for any indirect, incidental, special or consequential damages arising from your use of, or inability to use, this site. Nothing in these terms limits liability that cannot lawfully be limited, or affects the rights and remedies available to you under your actual policy.
Governing law and changes to these terms
Governing law
These terms are governed by the laws of the State of North Carolina, without regard to its conflict-of-laws rules, and without regard to the state in which you are located or in which your policy is written.
Changes to these terms
We may update these terms from time to time. The effective date at the top of this page reflects the most recent change. Continued use of the site after an update means you accept the revised terms.